Reduce energy use to save electricity and money.
The weather affects your electric bills more than any other factor in the summer and winter. When it's very hot or cold, your heating and air system uses more energy to keep your home comfortable and raises your energy bills.
At MTE, we want to help our members use energy wisely. As a not-for-profit electric cooperative owned by our members, MTE residential members pay electric rates more than 25% below the national average.
But our low rates don't prevent high bills. The best way to reduce your monthly bill is by improving your energy use habits, reducing how often your heating and air system runs, and taking advantage of our programs and services. We want to help you use less electricity.
We'd love to help you make smarter energy choices and stay comfortable.
Understanding Your Energy Use Habits with myMTE
Energy Details
This feature lets you see how much energy you use, broken down by category. You can look at and compare your energy use across different billing periods over a year. You can choose to see the data in different categories and present it as either a bar chart or in a stacked layout.
Bill Analysis
The "Bill Analysis" feature and other features can be accessed under the "Usage" tab in the main menu. This tool allows you to compare your current bill with last month's, showing you the total cost and any changes as percentages. If there's a particular reason for the price change, it will show why.
Projected Bill
This useful tool allows you to view the projected amount of your bill at the end of the billing cycle based on your current energy usage habits. If you want to stick to a specific budget, you can use this information to lower the projected bill.
Programs to help you save.
Home Energy Rebates
MTE and TVA have partnered to provide home rebates to you through qualifying home energy efficiency upgrades. This program is designed to help you reduce energy consumption by improving your home’s efficiency, save money on installation costs, and make you more comfortable.
Heat Pump Loan
If you're considering a new heating and air conditioning unit, MTE offers financing for a new heat pump at a competitive interest rate. The loan can be spread over a 10-year term with no penalty for early payoff. To qualify, you must own the home and property where the heat pump will be installed and pass a credit check. Payments are added to your monthly electric bill.
Home Energy Checkup
Recognizing that your energy usage depends on both habits and home condition, we offer free Home Energy Checkups to help reduce consumption and lower your bills. Let's work together to improve your home's energy efficiency.
Talk to a real person.
Our Contact Center is available 24/7/365 to help you with your account.
Frequently Asked Questions
The greater the difference between the outdoor temperature and the temperature of your thermostat setting, the harder your HVAC system must work to maintain indoor temperatures. Heating and cooling account for more than half of a member's electric bill on average. Your HVAC unit runs longer during prolonged periods of cold or hot weather to keep the thermostat’s temperature constant.
Increasing your thermostat by 3 degrees in the summer can save 3-6% on cooling costs. The same saving can occur when you lower it by 3 degrees in the winter.
To monitor your usage during peak winter or summer temperature periods or at any time, you can create an online account at mte.com/myMTE or download our app, myMTE.
Due to inflation and an increase in costs associated with electric infrastructure, the Tennessee Valley Authority (TVA) and MTE adjusted the energy-charge portion of rates upward on Oct.1, 2023. Prior to this, MTE hadn’t had a rate increase to benefit our own revenues in 15 years.
As a not-for-profit organization, Middle Tennessee Electric strives to keep our rates as low as possible for our members. As a result, MTE’s residential rates rank among the lowest in the nation - more than 25% below the national average.
MTE purchases virtually all our power from TVA, and about 80 cents of every dollar collected by MTE is paid to TVA for the power used by our members. The remaining 20 cents is used to operate the cooperative.
For more information about rates, visit mte.com/Rates.
MTE has a team of Energy Pros available to assist you with any questions you may have regarding your energy consumption and energy habits. Give us a call at 877-777-9020 or visit mte.com/EnergyServices to learn more.
Login to myMTE and navigate to the Usage menu where you can see all of the energy tools available to you. You can also view and pay your bill on myMTE along with several other helpful features.
Understanding your electric bill and energy consumption is the first step to reducing your energy usage. MTE recommends logging into myMTE and utilizing the energy tools available to our members. These energy tools show the breakdown of your monthly energy consumption to see where you use energy in your home.
Yes! MTE highly recommends our Levelized plan which removes extreme fluctuations in your bill by looking at the average over 12 months. MTE also offers other plans to our members to help match their lifestyle. To learn more about plans that MTE offers, visit mte.com/myEnergyPlan or call us at 877-777-9020.
The Bill Analysis feature within myMTE provides the opportunity for members to compare their current bill to a prior bill. This tool will not only show the difference in cost and usage but also show insights into the differences. Within myMTE, navigate to the Usage menu and then select Bill Analysis view this feature on your account.
myMTE also provides the opportunity for members to compare their usage to homes similar in size and features in your area. Login to your account, navigate to the Usage menu and then select Similar Homes Comparison to see how your usage habits compare.
Part of MTE's SharingChange foundation is to assist members who need financial assistance. We fund energy assistance accounts year-round through several local help agencies. These local agencies handle the application process and administer the funds on behalf of MTE. The application process is easy, and, like MTE, these agencies are ready to help those who need it most. Learn more at mte.com/CommunityEnergyAssistanceAgencies.